Terms of Use


Last date of update: 04/2024

A. Terms

The visitor and/or user of the pages and services of the website www.tiresias.gr, www.teiresias.gr, tsek.teiresias.gr of the société anonyme under the legal name BANK INFORMATION SYSTEMS S.A. and the distinctive title Tiresias S.A. (hereinafter referred to as the “Beneficiary”) should read carefully the following terms of use and conditions of service provision prior to any visit or use of the pages and the services provided by the Beneficiary and in case he/she objects, he/she should not make use of them. Any visit and/or use of the websites presupposes that the present terms and conditions are being expressly and unconditionally accepted. The following terms of use apply to the entire content and what is in general included on the website’s pages. The Beneficiary holds the right, at any time and without prior notice, to modify the present terms of use solely by posting any announcement of the amendments on the website, while the users/visitors should each time check for any modifications and if they continue to use the website, it shall be presumed that they have accepted the amendments.

A.1. Definitions

www.tiresias.gr, www.teiresias.gr, tsek.teiresias.gr:
These are the websites of the Beneficiary available on the World Wide Web. Access to specific pages is possible only for users who have a personal user password (password).


The individual that uses either single or multiple passwords to access the above-mentioned website.


The individual that visits the webpages of the above-mentioned website, which are also accessible without password.


A string of characters consisting of letters, numbers and/or special characters that belongs to a user and allows him/her to access the entire website or specific webpages and information. It is forbidden to grant the right to use the passwords to any third party. Passwords are personal and shall not be disclosed to any third person.

A.2 Intellectual and Industrial Property Rights

All intellectual property rights of the entire website’s content, including but not limited to texts, news, graphics, photos, layouts, illustrations, provided services and in general any type of file, belong to the Beneficiary and are protected by the national and international intellectual property legislation with the exception of the explicitly recognized rights of third parties. Thus, the reproduction, republish, copy, storage, sale, transmission, distribution, publication, execution, download, translation, modification or in any other way or by any means use of the website’s content, either in part or in whole, for commercial or other purposes, without the Beneficiary’s prior written consent, is strictly prohibited. Exceptionally, the individual storage or copy by the user/visitor of a part of the website’s content on a personal computer (pc) strictly for personal and not public or commercial use is permitted, with the condition that its origin is indicated. This shall not mean in any way that intellectual property rights are being granted to the user/visitor. Any other products or services mentioned in the website that constitute registered trademarks and intellectual property of third parties, fall within the responsibility of their third-party beneficiaries.

A.3 User/Visitor’s Obligations

The visitors/users of the websites and the provided services shall use the website pages and services solely for lawful purposes and in a way that does not limit or hinder their use by third parties. The visitors/users shall comply with the rules and provisions of the Greek, European and International Law and the relevant legislation governing telecommunications and abstain from any illegal and abusive behaviour that could have an impact on other visitors/users and cause damage or malfunction to the website and thereby to the Beneficiary. Should the Beneficiary be involved in any litigation or be called upon to pay any type of compensation to any third party, for reasons related to an infringement of a visitor’s/user’s obligations, the latter shall be obliged to indemnify the Beneficiary on these grounds.
Furthermore, the user/visitor agrees and accepts that every use of his/her password(s) and subsequently access and use of the website is irrefutably presumed to be done by him/her and in the case of a legal entity-user, by its legal representative.

A.4 Limitation of Liability of the Beneficiary

The Beneficiary, without providing any guarantee and therefore holding no responsibility, undertakes to make the utmost effort to ensure that the information and the entire content of the website is governed by the greatest accuracy, clarity, timeliness, completeness, correctness and availability. In no event, including that of negligence, shall the Beneficiary bear any liability for any damage, including, but not limited to, direct or indirect, compensatory or consequential damage incurred to the visitor/user due to the website or its use. The content of the website is provided exactly “as is” without any warranty of any kind, either expressed or implied all of which the Beneficiary explicitly rejects, even those regarding merchantability or suitability for a specific purpose. Moreover, the Beneficiary does not guarantee that the website or any other affiliated website or the servers, through which the websites are made available to the public, operate uninterruptedly and error-free or virus-free or without any other damaging components and bears no liability for any loss of data or other damage caused to the user/visitor or third parties owing to the use/copy/download or corruption or virus infection or other unauthorized third parties’ interventions in information that is provided through the website. The user/visitor is exclusively responsible for the access equipment he/she uses, as well as for protecting his/her systems from viruses and other malware.

A.5 Links to Other sites

The Beneficiary bears no liability for the content, correctness, legality, completeness, timeliness, accuracy and services provided by other websites to which the website redirects through links, hyperlinks or commercial banners, neither does it guarantee their availability. If the visitor/user decides to visit or use, through the links of the Beneficiary, any of the third-party websites, he/she shall acknowledge and accept that he/she does so at his/her own responsibility. Any issues that may arise while visiting/using these websites fall exclusively and solely under the responsibility of the relevant websites where the visitors/users shall be addressed. Reference to other websites, which are subject to their respective terms of use, is made exclusively for the visitors’/users’ convenience and in any case such reference does not establish any form of commitment for the Beneficiary, neither is it a warranty, adoption, encouragement or endorsement of the content or quality of the services provided through the other websites.

A.6 Newsletters

Newsletter to registered users of www.tiresias.gr
The Newsletter service is provided only to website visitors that have subscribed to the Newsletter and have given the Beneficiary (Teiresias S.A.) their email address in the appropriate (relevant) field of the website.
The service includes sending informative e-mails with the purpose of providing news and information about the Beneficiary, his activity and other related matters, without being a means of attracting customers.
The Beneficiary keeps a file with the electronic addresses of the recipients exclusively for sending the informative Newsletters. This data is not disclosed to third parties.
The recipient of the Newsletter reserves the right to request at any time his deletion from the list of recipients of the Newsletter. An unsubscribe link is included in each Newsletter. If a recipient chooses to be removed from the recipient list, their email is permanently deleted.
The Beneficiary reserves the right not to register a person on the recipient list or to remove them from it, as well as the right to suspend or stop sending the Newsletters, at any time.
The Newsletters and their content constitute intellectual property of the Beneficiary and the provisions mentioned in A2 in these terms of use apply.
Information regarding the processing of the personal data of the recipients of the Newsletters is provided in the Newsletter Service Privacy Policy.

Newsletter, SMS/ Viber messages to registered users/visitors of tsek.teiresias.gr
The Newsletter service and informative/promotional messages via SMS/Viber are provided to those registered users of the TSEK platform who have explicitly declared their consent during registration and have given the Beneficiary (Teiresias S.A.) their email address and their mobile phone number in the appropriate field on the website.
The service includes sending informative / promotional e-mails and/or SMS/Viber messages to the user's registered mobile phone, with the purpose of informing them about new services of the TSEK platform and current offers, various news about TSEK services, about the company or news of general economic or business content and other related matters.
The recipient of the Newsletter and/or messages via SMS/Viber reserves the right at any time to request deletion from the list of recipients. The unsubscribe link is included in each newsletter and/or SMS/Viber message. Users of the TSEK platform can change their choice to receive updates in their email and through their TSEK profile.
The Beneficiary reserves the right not to register a person on the recipient list or to delete them from it, as well as the right to suspend or stop sending the Newsletter and/or SMS/Viber messages at any time.
Newsletters, informational/promotional messages via SMS/Viber and their content constitute intellectual property of the Beneficiary and the provisions referred to in A2 in these terms of use apply.
Information regarding the processing of the personal data of users of the Newsletters service is provided in Privacy Policy for TSEK (Tiresias Risk Checking System) Service.

A.7 Compensation

In case any action, claim, whether administrative or judicial, is filed against the Beneficiary arising from any form of violation by website user/visitor of his-her obligations, as foreseen in these terms, the latter undertakes the responsibility on the one hand to intervene in the relevant legal procedure and on the other hand to indemnify the Beneficiary in case the latter is obliged to pay compensation or any other expenses.

A.8 Applicable law and other terms

The present terms of use are governed by the provisions of Greek Law, the Directives and Regulations of European Law and the relevant International provisions and are construed on the grounds of good faith, commercial practice and the financial and social purpose of the right. If any provision is deemed contrary to the law and therefore void or voidable, it ipso jure ceases to be effective, without in any way affecting the validity of the rest terms. Any dispute may arise during the use of the website it shall be subject to the competent jurisdiction of the Courts of Athens and Greek law shall be applicable.

B. Personal Data Protection

The management and protection of the user’s/visitor’s personal data on the website are governed by the terms described in the Privacy policy for Visitors & Website Users and are performed according to the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council and the applicable Greek law on the protection of natural persons with regard to the processing of personal data. In the case of “links” to other websites, the Beneficiary does not accept liability for the management and protection of personal data terms that they follow. The Beneficiary uses cookies in order to ensure the efficient and secure operation of its webpages, and to optimize the navigation. The cookies used are described in detail in the Cookies Policy and https://tsek.teiresias.gr/en/Home/PrivacyPolicy.

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